ChatPay lets you pay utilities, buy airtime, purchase gift cards and manage digital services through a simple chat experience — secure, instant, and built for Ghana.
From electricity tokens to PlayStation cards — ask in plain language.
ChatPay understands intent, asks only what's missing, and never charges before you confirm.
Type naturally — 'Buy GHS 100 ECG for my home meter' — no menus.
ChatPay summarises the request and waits for your approval.
Tokens, codes and receipts delivered instantly to chat and email.
Role-based access, encrypted secrets, signed webhooks, and no card data ever stored on our servers. ChatPay is engineered for the standards your finance team expects.
No charge happens without an explicit user confirmation.
Step-up auth for high-value transactions and account changes.
Every action is logged, signed and exportable for reconciliation.
Pluggable gateways: Hubtel, Paystack, Korba, Reloadly and more.
Create your free account and try ChatPay with simulated transactions. No card required.